🚨 FORECLOSURE EMERGENCY CHECKLIST

If your sale is within 30 days, do these steps TODAY

Every Hour Counts - Start NOW

The closer you get to your sale date, the fewer options you have. Don't wait another day. Follow this checklist in order and take action immediately.

1

📞 Call Your Lender RIGHT NOW

This is the most important step. Call your lender's customer service and ask to be transferred to the "Loss Mitigation Department" immediately.

What to say: "My name is [NAME], my loan number is [NUMBER]. I'm facing foreclosure and need to speak with Loss Mitigation about keeping my home."
Document everything: Get the representative's name, employee ID, direct phone number, and reference number for your call.
2

📋 Request Emergency Options

Ask specifically for: forbearance, loan modification, payment plan, or short sale approval. Use these exact words: "I want to keep my home and need help with my options."

Magic words: If they say it's too late, say "I know you have procedures for last-minute modifications. Please transfer me to a supervisor who can help."
3

📚 Download Our FREE Survival Guide

Get our 7-Day Foreclosure Survival Guide with exact scripts, legal rights, and step-by-step instructions.

Why this helps: The guide includes specific scripts that have worked for 500+ families and legal rights your lender must follow.
4

🏛️ Contact FREE HUD Counseling

Call 1-800-569-4287 for free government-approved foreclosure counseling. They can help advocate for you with your lender at no cost.

Pro tip: HUD counselors often have more influence with lenders than individual homeowners. They know the laws and procedures.
5

💰 Know Your Property Value

Check your home's current value on Zillow, Redfin, or Realtor.com. If you have equity, you have options to save that money instead of losing it to foreclosure.

Important: If your home is worth more than you owe, a quick sale might save tens of thousands of dollars that foreclosure would take.
6

🆘 Call Our Emergency Hotline

If steps 1-5 don't work, call us immediately at 📞 (949) 328-4811

Why we can help: We've stopped foreclosures the day before auction. We know emergency procedures and have connections with lenders and attorneys.

⚠️ Don't Wait: Every Hour Counts

The closer you get to the sale date, the fewer options you have. Start with step 1 RIGHT NOW, then work through the rest today. Many options disappear 24-48 hours before the sale.

Need Immediate Expert Help?

If you're overwhelmed or running out of time, we're here to help. We've saved homes with hours to spare.

📞 Emergency Call: (949) 328-4811 📝 Get Free Consultation 📚 Download Free Guide