Our proven process has helped hundreds of California homeowners protect their homes and their futures.
Tell us about your situation. We'll listen without judgment and ask the right questions to understand your unique circumstances. This call is completely confidential and there's no obligation.
We analyze your specific situation - your timeline, equity, financial goals - and present all available options. We explain the pros and cons of each path clearly so you can make an informed decision.
Once you choose your path, we handle the details. Whether it's negotiating with your lender, connecting you with buyers, or coordinating with attorneys, we guide you through every step until you're in a better position.
We negotiate with your lender to modify your loan terms - potentially lowering your interest rate, extending your term, or reducing principal. This can make your payments affordable again and let you keep your home.
Best for: Homeowners who want to stay and can afford reduced payments
A temporary pause or reduction in payments while you get back on your feet. This buys you time to recover from a financial setback without losing your home.
Best for: Temporary hardship situations (job loss, medical emergency)
Sell your home before the auction to preserve your credit and walk away with your equity. We connect you with vetted cash buyers who can close quickly - often in 7-14 days.
Best for: Homeowners with equity who need to move on
If you owe more than your home is worth, we can negotiate with your lender to accept less than the full balance. This lets you avoid foreclosure and its severe credit impact.
Best for: Underwater homeowners who need a clean exit
CA Real Estate License (DRE #02076038) and Mortgage License (NMLS #2033637). We're legally authorized to help you.
We don't charge you anything until we've helped you find a solution. Our consultation is always free.
Your situation stays between us. We never share your information with anyone without your permission.
We know time is critical. We respond within 30 minutes during business hours and can often act same-day.
The sooner you reach out, the more options you'll have. Let's talk about your situation.