Select your situation to see your specific options
Separating and need to figure out what to do with the house? We help divorcing couples navigate foreclosure while protecting both parties' interests.
We review your divorce proceedings timeline and how it affects foreclosure deadlines. Acting before the decree is finalized gives you more options.
We help you understand your home's current value, existing liens, and how different exit strategies affect each spouse's share.
Whether selling, one spouse buying out the other, or negotiating with the lender, we guide you through every step.
Unemployed or income significantly reduced? Job loss is one of the most common reasons for foreclosure - and one with the most assistance options available.
We help you gather the right documentation to prove unemployment hardship to your lender, which unlocks special programs.
California has specific unemployment mortgage assistance programs. We identify which ones you qualify for and help you apply.
We contact your lender on your behalf to negotiate forbearance, modification, or other solutions while you find new employment.
Healthcare costs making mortgage payments impossible? Medical hardship is a recognized reason for mortgage assistance with special programs available.
We look at all your debts - medical, mortgage, and others - to understand the complete situation and find the best path forward.
Medical hardship is a recognized reason for mortgage assistance. We help you qualify for special programs designed for your situation.
We create a sustainable plan that keeps you in your home while managing your financial recovery, so you can focus on getting better.
On a fixed income and struggling to keep up with payments? Seniors have unique programs and options that can help you stay in your home.
Seniors have unique programs available, including reverse mortgages. We explain all options in plain terms so you can make the best choice.
We analyze your Social Security, pension, and other income to find a payment solution that works with your fixed budget.
Our goal is to keep you in your home where you're comfortable. We explore every option to make that possible.
Received a home through inheritance that has mortgage problems? You have options that won't affect your personal credit.
Probate proceedings can actually help delay foreclosure. We coordinate with probate attorneys to protect the property during this process.
You have choices: assume the mortgage, negotiate new terms, sell the property, or let it go (without affecting your personal credit).
Whether you want to keep the property or extract the equity, we guide you through the specific legal and financial steps required.
Facing foreclosure from unpaid HOA dues or property taxes? These follow different rules - but are often easier to resolve than mortgage foreclosures.
HOA and tax lien foreclosures follow different rules than mortgage foreclosures - often faster timelines but smaller amounts owed.
We verify the actual amount including fees and penalties, and identify any improper charges that can be disputed.
These are often smaller amounts that can be negotiated. We work to set up payment plans or settlements that stop the foreclosure.
The sooner you reach out, the more options you'll have. Let's talk about your situation.