Los Angeles · California
Stop Foreclosure in Los Angeles
If a notice showed up on your door in Van Nuys, Boyle Heights, or Inglewood, you're not the only one — and you're not out of moves. I help LA homeowners understand exactly where they are in California's foreclosure timeline and what's still on the table, in plain English, one person to one person.
The first call is free, and there's no pressure and no upfront fee — California law forbids charging one for foreclosure assistance anyway.
The timeline, locally
How the California timeline plays out in LA County
Notice of Default — recorded with the county
Foreclosure in Los Angeles County officially begins when your lender's trustee records a Notice of Default with the LA County Registrar-Recorder/County Clerk. That recording starts a minimum 90-day period during which you have a statutory right to reinstate — catch up the missed payments plus fees and stop the process entirely.
Notice of Trustee's Sale — at least 21 days before auction
If the 90 days pass without a resolution, a Notice of Trustee's Sale can be recorded and posted, setting an auction date no sooner than 21 days out. The sale location is printed on the notice itself — read it carefully, because that date is the real deadline everything else works backward from.
Even close to the sale date, options remain
Postponements happen every week in a county this size — a complete loan modification application under review, an accepted offer in escrow, or a short-sale package in front of the trustee are all common reasons. LA County is the most populous county in the country, which means the machinery is busy but also that the people who work in it see these requests constantly. The full statewide sequence is on my California foreclosure timeline page.
What I can help with
Honest guidance — and licensed hands when you need them
Making sense of where you stand
Whether the home is a Highland Park bungalow, a Koreatown condo, or a duplex in the Valley, the first step is the same: we read your notices together, place you on the timeline, and lay out every option — reinstatement, repayment plan, loan modification, or a sale that protects your equity. Keeping the home is always the first conversation, never the last.
Preparing the paperwork that moves servicers
A complete loan modification or hardship package is what triggers your legal protections — incomplete files get set aside. I help you gather and organize what your servicer actually needs so nothing stalls for a missing document.
Referrals to licensed professionals and vetted buyers
I'm not an attorney, a broker, or a lender, and I don't pretend to be. When your situation calls for a foreclosure attorney, a licensed real estate agent, or — if selling is genuinely the right move — a vetted buyer, I connect you with people I trust and stay in the loop. You always know who is doing what. More on how to stop foreclosure in California and selling a house in foreclosure.
Free help in LA and statewide
Resources you should know about
HUD-approved housing counselors — free
Call (800) 569-4287 to reach a HUD-approved counseling agency. Los Angeles County has one of the largest concentrations of these agencies in the state, and their advice costs nothing. I'll never talk you out of a second opinion — it's your best defense against the scams that circle foreclosure.
LA County court self-help and consumer resources
The Los Angeles Superior Court operates free self-help centers — including at the Stanley Mosk Courthouse downtown — that can explain court procedures at no cost. The LA County Department of Consumer and Business Affairs also offers free foreclosure-prevention counseling to county residents.
More from me, free
Start with the emergency checklist, the statewide resources list, or the free guide. Terms you don't recognize are in the glossary.
Facing foreclosure in Los Angeles?
The earlier you call, the more options are still open. Free, private, and no pressure — ever.